Having a budget is a key component of any financial plan. You can’t have a plan without a clear understanding of what money is coming in, what is going out, and where it is going. Developing a budget can empower you to take control of your finances. We discuss: The benefits of a written budget...
This seminar is designed to teach employees of all ages the basics of investing and retirement planning. In this session we provide information about how to achieve long-term financial goals. You will also: Determine your retirement income needs. Learn what retirement income sources are available to you. Learn about the advantages of different savings options (403(b)'s and IRA's, pre-tax...
Equipping yourself with an understanding of market volatility is vital. It is important to remember that volatility is a normal aspect of investing. Don’t let your emotions get in the way of your investment strategy. You will learn: Important terms/definitions to remember when exploring the market. The different common investment strategies. Historical trends of the...
The WRS, the state pension plan, will be a source of retirement income for most Wisconsin public school employees. Understanding this benefit will help public school employees better plan for their futures. Learn to: Read/interpret your pension statement. Differentiate between the Core and Variable accounts. Estimate your WRS pension benefit. Compare the different annuity options. Purchase forfeited...